Finance / Free editable template

Loan approval process template

A loan approval process map shows how an application moves from first contact to funds in the borrower's account. This example runs across applicant, loan officer, underwriting, credit committee and operations lanes, with a missing-documents loop, an underwriting mandate check that sends larger loans to committee, and the signing and disbursement steps.

This is a planning example, not financial, accounting, tax or legal advice. Check your own policies, auditors and local rules.

Use this template →See the example ↓

No account needed · Opens as your own editable page

Preview the loan approval process

View full-size preview ↗
Loan approval process example showing five lanes from applicant to operations, missing-documents loop, underwriting mandate and committee route
Everything in this example is editable. Replace the labels, move the shapes and adapt the layout to your work.

How to use this template

  1. List the documents

    Write the documents each loan type needs next to the check step. Most delays come from incomplete applications.

  2. Set the mandates

    Show which loans underwriting can approve alone and which go to committee, by amount or risk.

  3. Time each stage

    Measure how long applications sit at each step and set a target for the decision. Applicants notice waiting more than anything else.

Questions about this template

What does the committee route on the chart mean?

Loans above the underwriter's mandate go to a credit committee instead. Edit the mandate limit in the decision box to match your lending policy.

Do I need an account to use it?

No. Open the template and edit it in your browser. Your work saves on this device. An account is optional if you want to sync your workspace.

Can I export the finished diagram?

Yes. Use Export in the editor to save a PNG, SVG or PDF, or download an editable .epicdraw backup.

More Finance templates →